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eb1209
23211 posts
1/4/2011 12:24 pm
Cutting Costs...



This year 2011, I am off to a new start in my lifestyle as well. Due to poor economy and less income, I will do as much as I can to save money. I already painted my home interiors by myself to give it a new look ( I saved about one grand ), I will colour my own hair, I'll remove the HBO, TFC/GMA from my DirecTv subscription. I no longer have my landline telephone since I hardly use my minutes on my cellphone. I will dine out only once a month and cook more often, then reheat them or bring them to work to save more money. I will consume less electricity by ironing all clothes at one time, not piece by piece when I need to wear them. I will minimize my travels and limit it to interstate on a off-peak season. I'll shop only when my favorite stores (Macy's) and outlets have a grand sale. I'll find ways and means to save more.

Job situation is not as productive and income generating as it used to. Instead of overtime, there have been furloughs and cancelations. So, I'll practice what the old Filipino saying that goes: "Matuto tayong mamaluktot kapag maiksi ang kumot". Anyone can translate that in English?


Just call me ELZ


eb1209

1/4/2011 6:28 pm

    Quoting  :

YEah, Jo...THings are no longer the same, so I guess, I better cut corners somehow...

Just call me ELZ


eb1209

1/4/2011 6:32 pm

    Quoting  :

Migz! I'm so glad your face is back... thanks for the translation, and thanks for appreciating my hard work...It's an old house (model 1994) and that's the living room, I started in the kitchen area, up to the common bathroom. If I am to paint the entire house, it will take me more than a month because I do it only when I feel like it on my days off...

Just call me ELZ


eb1209

1/4/2011 6:33 pm

    Quoting  :

Been there done that, Boots...Why do you think I am broke?

Just call me ELZ


eb1209

1/4/2011 6:37 pm

    Quoting  :

Jo, most of the furnitures have roller-mover underneath, so you just slide them and have good and proper body mechanics...Otherwise, at my age right now, I'll easily break my back and all the brittle bones I have.. But mind you, don't try it! It's not easy moving heavy furnitures and climb up the ladder to paint..I had a stiff neck at some point and my back ached (like an old lady)

Just call me ELZ


jean_1000 47F

1/4/2011 9:56 pm

you did good on painting... now we know you love yellow from yellow rose to yellow room... every thing looks great... homemade food is always good and healthy... was planning to cut our land line... comcast is so expensive $200 a month for cable,tv and this computer grrrr... plus another 3 cell phone for another 200 for 3 of us... now my son want a phone too ...haysssss too much...but as long we pay everything and eat good food i'm happy as a puppy

love is the greatest gift of all


eb1209

1/5/2011 3:33 am

    Quoting  :

Oh Thank you so much, Steven...I also hope that things will get better this year...But "Come What May"...Have a nice day! By the way, the new profile pic is for winter...I am all wrapped up here, with tights and boots...

Just call me ELZ


eb1209

1/5/2011 3:43 am

    Quoting jean_1000:
    you did good on painting... now we know you love yellow from yellow rose to yellow room... every thing looks great... homemade food is always good and healthy... was planning to cut our land line... comcast is so expensive $200 a month for cable,tv and this computer grrrr... plus another 3 cell phone for another 200 for 3 of us... now my son want a phone too ...haysssss too much...but as long we pay everything and eat good food i'm happy as a puppy
Jeanny, you should see my kitchen, it's a combination of orange, lemon and lime with a touch of olive green colors... The tutty-fruity color combination from Martha Stewart paints made my interiors (kitchen and living room the brightness that somehow helps me deal with occasional depression. And come to think that I have not touched the rooms yet... I have not thought of good colors to start with. The bathrooms are next..

Just call me ELZ


eb1209

1/5/2011 3:50 am

And Jeanny, regarding the cellphones..There are a lot of FAMILY plans with free phones available now, and they are a lot cheaper than what you have now..You just have to pay attention on your usage..Well, if it's unlimited talk and text for the family, then, maybe it'll cost a bit more...But try to search for cheaper deals...I only use DSL for my internet and it's pretty fast for less than $50/mo. and I can have all my rooms (max of 5 computers/laptops) wired up.

Just call me ELZ


HONEYs_Sense

1/5/2011 5:27 am

you did that all by yourself? that is an accomplishment! maybe if i had time, i could learn to do that too but i'd rather earn and let someone do it for me. i am lucky to keep my job and get a second one to keep up with expenses. you're right though, we all have to tighten belts in this economy because you never know what's next. i was thinking of cutting off the house phone but i only reserve my cell for very important calls re work or family emergency. and i can't touch cable tv or i'll have an insurrection at home. eating out during the weekend is a family thing so i can't cut that. shopping is the only thing that really cuts deep into my earnings so that is what i'll have to minimize coz mom is constantly nagging me about my shopping anyways. i've been remodeling the house floor by floor whenever i have the money to spare but i think it is not a good idea right now that home prices have gone down although the prices in my location are holding up. rentals are up here so maybe i'll take in a single renter for the other apt. if i can get one i can trust. it will be a great help with the mortgage but i'm still thinking about it. i'm not comfortable having a stranger in my home.

elz, it is difficult to be head of family but doing it is a joy for me. i am already NOT looking forward to letting go of my two older kids to college and ultimately independence. i now know how you feel about your only son's having his own life away from you. we moms just have to accept our roles in our kid's life -- there is that time to say goodbye.

... only a REAL diamond has flaws.


eb1209

1/5/2011 6:54 am

    Quoting HONEYs_Sense:
    you did that all by yourself? that is an accomplishment! maybe if i had time, i could learn to do that too but i'd rather earn and let someone do it for me. i am lucky to keep my job and get a second one to keep up with expenses. you're right though, we all have to tighten belts in this economy because you never know what's next. i was thinking of cutting off the house phone but i only reserve my cell for very important calls re work or family emergency. and i can't touch cable tv or i'll have an insurrection at home. eating out during the weekend is a family thing so i can't cut that. shopping is the only thing that really cuts deep into my earnings so that is what i'll have to minimize coz mom is constantly nagging me about my shopping anyways. i've been remodeling the house floor by floor whenever i have the money to spare but i think it is not a good idea right now that home prices have gone down although the prices in my location are holding up. rentals are up here so maybe i'll take in a single renter for the other apt. if i can get one i can trust. it will be a great help with the mortgage but i'm still thinking about it. i'm not comfortable having a stranger in my home.

    elz, it is difficult to be head of family but doing it is a joy for me. i am already NOT looking forward to letting go of my two older kids to college and ultimately independence. i now know how you feel about your only son's having his own life away from you. we moms just have to accept our roles in our kid's life -- there is that time to say goodbye.
Hon, yeah, I did it all by myself with all the help I can get from home depot and I have to be a golden girl to learn how to do things..I had the ladder, and paint brushes plus long handles, and of course, the job is never without a mess, but I managed. You are lucky and still young to have a second job...I don't think I can do that now, because I also want to rest and have breaks in between. Yeah, having college is not a very easy task..Good luck on that, Hon. We are the same. I do not want any stranger to mess with my house.. Take care!

Just call me ELZ


jean_1000 47F

1/5/2011 6:56 am

    Quoting eb1209:
    And Jeanny, regarding the cellphones..There are a lot of FAMILY plans with free phones available now, and they are a lot cheaper than what you have now..You just have to pay attention on your usage..Well, if it's unlimited talk and text for the family, then, maybe it'll cost a bit more...But try to search for cheaper deals...I only use DSL for my internet and it's pretty fast for less than $50/mo. and I can have all my rooms (max of 5 computers/laptops) wired up.
we also got all 3 BlackBerry phones for free but with 2 years agreement deal... with unlimited calls around US with online so i'm happy about it i can go online anywhere i go 24/7... land line is the one we don't really use...as far as internet i think its only $45 but my loveydove likes to order movie and thats like $4 i think so its all add its better to rent i think plus late payment if he don't return the movie on time lol..

love is the greatest gift of all


Bebong2010 56F

1/5/2011 8:34 am

i go shopping in my closet once and a while
amazing how many clothes i forgot i have
and because i always bought timeless classic i can still wear them
anyway the fashion keeps coming back
i check in the shop for trends and find that most of the current fashion i have already in my wardrobe
some i update by adding new shoes and accessories
save me a lot of cash

about renovating...well, i'm doing it for years
nursing old homes is my passion

only dead fish go with the flow ~ JolieLaide


eb1209

1/5/2011 3:47 pm

    Quoting jean_1000:
    we also got all 3 BlackBerry phones for free but with 2 years agreement deal... with unlimited calls around US with online so i'm happy about it i can go online anywhere i go 24/7... land line is the one we don't really use...as far as internet i think its only $45 but my loveydove likes to order movie and thats like $4 i think so its all add its better to rent i think plus late payment if he don't return the movie on time lol..
Oh Jeanny, my dear...Come to think that you don't even have college students...as yet..But you know, just take it one day at a time.. Goodluck my dear..

Just call me ELZ


eb1209

1/5/2011 3:49 pm

    Quoting  :

Well, I guess, so, Bestest friend, or maybe go bra-less, undie-less, so that I save up on washer dryer and soap/water usage for laundry..Ot might as well, go naked at night and not wear lingeries... Oh my Goodness! Gracious! Geesh!...Why does it have to come to that?

Just call me ELZ


eb1209

1/5/2011 3:52 pm

    Quoting Bebong2010:
    i go shopping in my closet once and a while
    amazing how many clothes i forgot i have
    and because i always bought timeless classic i can still wear them
    anyway the fashion keeps coming back
    i check in the shop for trends and find that most of the current fashion i have already in my wardrobe
    some i update by adding new shoes and accessories
    save me a lot of cash

    about renovating...well, i'm doing it for years
    nursing old homes is my passion
Hahahah! Bebz, I do still have some of those clothes with labels my dear...And oh, you're a true-blooded VIRGO......We both buy timeless classic things we can use time and again...WoW!

Just call me ELZ


eb1209

1/5/2011 3:56 pm

    Quoting  :

Hey there, Mr. DS! ...Hard times maybe classified and differentiated by others regardless of their status...To someone who probably earns a million a month will find half a million a hard time People start to conserve whatever resources they have in case of a worse scenario to come. It's NEED versus WANT issues. Hard times may not mean "poverty"...Even AMERICA is experiencing hard times, and yet, it does not come out from the MAGIC 7, you know..

Just call me ELZ


eb1209

1/5/2011 3:57 pm

    Quoting  :

SSShhhhhhhhhh! ...How's the moon situation, Antonio?

Just call me ELZ


cyntherea39

1/5/2011 4:05 pm



"weird words in a bizarre world"


eb1209

1/5/2011 5:09 pm

    Quoting  :

Migz, I still have to come up with a good topic to feature my kitchen... But thank you, my dear..

Just call me ELZ


jean_1000 47F

1/5/2011 5:56 pm

    Quoting eb1209:
    Well, I guess, so, Bestest friend, or maybe go bra-less, undie-less, so that I save up on washer dryer and soap/water usage for laundry..Ot might as well, go naked at night and not wear lingeries... Oh my Goodness! Gracious! Geesh!...Why does it have to come to that?
hahahaha this one i can save a lot co's i wear nothing when we sleep save water,soup and time

love is the greatest gift of all


jean_1000 47F

1/5/2011 6:08 pm

    Quoting eb1209:
    Oh Jeanny, my dear...Come to think that you don't even have college students...as yet..But you know, just take it one day at a time.. Goodluck my dear..
you forgot my niece is graduating for nursing this year? all my savings are in her school but thats why i'm here to try to change my families life... and i almost done... and i thank god for all the blessing

love is the greatest gift of all


jean_1000 47F

1/5/2011 6:13 pm

    Quoting eb1209:
    Jeanny, you should see my kitchen, it's a combination of orange, lemon and lime with a touch of olive green colors... The tutty-fruity color combination from Martha Stewart paints made my interiors (kitchen and living room the brightness that somehow helps me deal with occasional depression. And come to think that I have not touched the rooms yet... I have not thought of good colors to start with. The bathrooms are next..
can't wait to see it elz...green olives is one of my fave too... something with green...

love is the greatest gift of all


TessRb 64F
7258 posts
1/5/2011 7:35 pm

Elz,

Congratulations!!! I barely finished one wall in my room and i gave up. My dad had to finished it. Savings it's scary when electricity is $400 and cell, etc...

Greatest feelings in the world when two souls profess a love for each other...


eb1209

1/6/2011 12:40 am

    Quoting jean_1000:
    hahahaha this one i can save a lot co's i wear nothing when we sleep save water,soup and time
Soup? ahihihi! Jeanny, you made me laugh out loud... Okay, the theme for 2011 is GO NAKED! Yehey!

Just call me ELZ


eb1209

1/6/2011 12:42 am

    Quoting jean_1000:
    you forgot my niece is graduating for nursing this year? all my savings are in her school but thats why i'm here to try to change my families life... and i almost done... and i thank god for all the blessing
I'm already done with that, Jeanny..I sent 4 nieces and nephews to college, and they're now gainfully employed...Thank God! And God bless you more for doing that..

Just call me ELZ